Fund, Credit, Investments - Economical Categories

Scientific runs in the ideas of finances and even credit, according to the specification with the research object, are usually characterized to become many-sided and many-leveled.

The definition of totality with the economical relationships formed in the particular process of formation, distribution and using finances, as funds sources is commonly spread. For example, in "the general theory of finances" there are two meanings of finances:

1) "... Finances reflect economical relations, formation with the funds associated with money sources, in the process regarding distribution and répartition of national receipts in line with the distribution and even usage". This description is given relatively to the conditions of Capitalism, when cash-commodity relations gain common character;

2) "Finances represent the organization involving centralized ad decentralized money sources, economical relations relatively using the distribution plus usage, which assist for fulfillment from the state functions and obligations and furthermore provision of the particular conditions from the increased further production". This definition is brought without showing the particular environment of it is action. We discuss partly such justification of finances and think expedient in order to make some standards.

First, finances get over the bounds regarding distribution and répartition service of the national income, though that is a simple foundation of finances. Likewise, formation and usage of the depreciation fund which is typically the part of monetary domain, belongs certainly not to the circulation and redistribution of the national salary (of newly shaped value during a new year), but to typically the distribution of currently developed value.

This specific latest first shows up to be a part of value of main industrial funds, later it is definitely relocated to the cost price of an all sety product (that is always to the value too) and after its conclusion, and it is set typically the depression fund. It is source is obtained into account beforehand as a depressive disorder kind in the particular consistence with the prepared products cost price.

Second, main goal involving finances is substantially wider then "fulfillment with the state functions and obligations in addition to provision of circumstances for your widened even more production". Finances are present for the state level and also on typically the manufactures and branches' level too, in addition to in such problems, when the most portion of the manufactures are not state.

Sixth v. M. Rodionova has a different location about this subject matter: "real formation of the financial resources starts on the stage of distribution, when the value is noticed and concrete inexpensive forms of typically the realized value happen to be separated from the consistence of the profit". V. M. Rodionova makes an emphasis of finances, since distributing relations, if D. S.  Finance Moliakov underlines industrial base of finances.

Though both of all of them give quite establish discussion of money, as a technique of formation, circulation and using the funds involving resources, that is released of the following associated with the finances: "financial cash relations, which often forms in typically the process of submission and redistribution of the partial value of the national riches and total sociable product, is related with the subjects of the economy plus formation and usage of the express cash incomes plus savings in typically the widened further production, in the material stimulation of typically the workers for pleasure of the society sociable and also other requests".

Within the manuals regarding the political economic system we meet with the following definitions regarding finances:

"Finances associated with the socialistic express represent economical (cash) relations, by making use of which usually, in the way of planned distribution of the incomes and savings typically the funds of money options for the condition and socialistic produces are formed intended for guaranteeing the growth regarding the production, increasing the material and even cultural level involving the people and for satisfying other common society requests".

"The system of design and usage involving necessary funds regarding cash resources regarding guarantying socialistic increased further production symbolize precisely the finances associated with the socialistic society. And the wholeness of economical contact arisen between state, manufactures and businesses, branches, regions in addition to separate citizen in line with the movement of money funds make economic relations".
As we've seen, definitions associated with finances made by financiers and personal economists never vary greatly.